Inflation Calculator
Future cost or present purchasing power under inflation.
Enter your details
How it is calculated
Purchasing power (today's money) = Amount ÷ (1 + inflation)years
Worked example
Something that costs ₹1,00,000 today will cost ≈ ₹1,79,085 in 10 years at 6% inflation. Conversely, ₹1,00,000 held for 10 years will buy only what ≈ ₹55,839 buys today.
About the Inflation Calculator
Future cost or present purchasing power under inflation. This free investment & retirement tool runs entirely in your browser: nothing you type is sent to a server, and you can save, print or download the result.
What you need to enter
You will be asked for what do you want to know?, amount today, average inflation (p.a.), number of years. Fields marked * are required. Every field shows a hint and the allowed range.
How to use it
- Fill in the inputs (sample values are pre-filled so you can see how it works).
- Press Calculate to see the result, breakdown and chart.
- Use Print, Download PDF or Share to keep the result, or come back to it from your saved history.
Who it helps
Salaried individuals, business owners, investors and professionals who want a quick, transparent estimate before they file, invest or plan. If your case has special facts, our team can review it - ask for a consultation.
Results are estimates based on the rules and rates described under "How it is calculated". Laws change and individual facts differ, so confirm with official sources or a qualified professional before acting. This is not tax, legal or investment advice.
Frequently asked questions
Which inflation rate should I use?
A long-run average of 5–6% is a common planning assumption for general expenses in India, but education and healthcare often rise faster. Choose a rate matching what you are planning for.
Why does inflation matter for FDs and savings accounts?
If your post-tax interest is lower than inflation, the real value of your money falls even though the balance grows.
Need help beyond the calculator?
Talk to our tax and compliance team for advice based on your documents.