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Income Tax

Income Tax Return Filing

Accurate ITR-1 to ITR-6 filing for salaried people, professionals, traders, investors and businesses, with e-verification.

  • From ₹999 / return + GST
  • 1–2 working days after complete documents; returns with capital gains or business accounts typically 3–5 working days
  • Confidential handling

About Income Tax Return Filing

A return that looks simple can still go wrong: income missing from AIS, the wrong ITR form, or a regime choice that costs you money. We prepare and file your return on the Income Tax e-filing portal after matching it with Form 16, Form 26AS, AIS and your own records, and we help you e-verify it so the filing is actually complete.

What is Income Tax Return Filing?

Income Tax Return (ITR) filing is the annual statement of your income, deductions and tax paid, submitted to the Income Tax Department. For FY 2025-26 (assessment year 2026-27) returns are still governed by the Income-tax Act, 1961; from tax year 2026-27 the Income-tax Act, 2025 takes over, so returns you file in 2027 will use the new Act's terminology and section numbers.

Our service covers the whole chain: choosing the correct form, computing income under the old and the new regime, claiming deductions and set-offs, reporting capital gains and foreign assets where applicable, paying any balance tax through challan, filing, and e-verification. A refund, if due, is tracked until it reaches your pre-validated bank account.

Who needs this service?

You may need it if any of these describe you.

  • Salaried employees with one or more employers, or with house property, interest and capital-gains income
  • Freelancers, consultants and professionals under section 44ADA presumptive taxation
  • Small traders and shopkeepers opting for presumptive taxation under section 44AD
  • Investors with share, mutual fund, F&O or crypto/virtual digital asset transactions
  • Senior citizens and pensioners, NRIs with Indian income, and anyone who needs a return for a loan, visa or tender

Benefits

Right form, first time

We pick ITR-1, 2, 3 or 4 based on your actual income sources, avoiding defective-return notices under section 139(9).

AIS / 26AS matching

Every interest, dividend, TDS and high-value transaction in your Annual Information Statement is checked before filing.

Regime comparison

Old versus new regime tax is computed side by side so you file under the lower-tax option you are eligible for.

Refund follow-up

We check bank pre-validation and track the refund status so it is not stuck on an account mismatch.

Documented file

You receive the filed ITR-V, computation sheet and a checklist of records to retain.

Help after filing

If an intimation under section 143(1) arrives, we explain it and guide you on the next step.

Types of Income Tax Return Filing

ITR-1 (Sahaj)

Resident individuals with salary/pension, one house property, other sources, and limited capital gains as permitted in the form instructions.

ITR-2

Individuals and HUFs without business income but with capital gains, multiple properties, foreign assets or higher income.

ITR-3

Individuals and HUFs with business or profession income not under presumptive schemes, including F&O traders.

ITR-4 (Sugam)

Presumptive income under sections 44AD, 44ADA and 44AE for eligible residents.

ITR-5 / ITR-6

Firms, LLPs and AOPs (ITR-5); companies other than those claiming section 11 exemption (ITR-6).

Belated, revised and updated returns

Late filing under section 139(4), corrections under 139(5), and updated return under 139(8A) as permitted by law.

Eligibility requirements

  • Anyone whose total income exceeds the basic exemption limit of the regime they are using must file a return.
  • You must also file if you cross specified thresholds regardless of income, such as foreign assets, ₹1 crore or more deposited in current accounts, ₹50 lakh or more in other deposits, or ₹2 lakh or more on foreign travel or ₹1 lakh electricity bill, as listed in the sixth proviso to section 139(1).
  • A return is advisable even below the exemption limit when you want a refund of TDS, need to carry forward a loss, or need income proof for a loan or visa.
  • You need a PAN that is linked with Aadhaar (or is otherwise operative) and an active e-filing portal login.

Documents required

Keep these ready to avoid delays. Send scans or photos over WhatsApp - never share passwords or OTPs.

Identity and access

  • PAN and Aadhaar (PAN-Aadhaar link status)
  • Income Tax e-filing portal user ID and password, or authority to reset it
  • Mobile number and e-mail registered with the portal
  • Bank account details with IFSC; cancelled cheque or statement for refund validation

Income records

  • Form 16 from each employer (Part A and Part B)
  • Form 26AS, AIS and TIS downloaded from the portal
  • Bank and post-office interest certificates, FD statements
  • Rent receipts or rental agreement for house property income
  • Capital gains statements from broker/AMC and sale deeds for property

Deductions and tax paid

  • Section 80C proofs (LIC, PPF, ELSS, tuition fee, principal on home loan)
  • Health insurance premium receipts (section 80D) and NPS contribution statement
  • Home loan interest certificate
  • Advance tax and self-assessment tax challans
  • Business/profession accounts or turnover details, if applicable

Step-by-step process

  1. Share documentsUpload Form 16, bank statements and investment proofs through the secure checklist we send you.
  2. Pull and match portal dataWe review Form 26AS and AIS and flag income or TDS that does not match your records.
  3. Choose form and regimeWe finalise the ITR form and compute tax under old and new regimes to select the better one.
  4. Draft and approvalYou receive a computation summary and the draft figures to approve before anything is filed.
  5. File and pay balance taxWe pay any balance through challan, then submit the return on the e-filing portal.
  6. E-verify and archiveYou e-verify with Aadhaar OTP, net banking or DSC; we share the acknowledgement and track the refund.

Applicable rules & regulations

Plain-English notes. Always verify against the official notification.

Section / rule / formWhat it means
Section 139(1), Income-tax Act 1961Obligation to file a return by the due date; applies to FY 2025-26 (AY 2026-27). The Income-tax Act 2025 carries the equivalent provision for tax year 2026-27 onwards.
Section 115BACThe new tax regime is the default for individuals and HUFs; you can opt for the old regime if you are eligible. Salaried individuals can switch every year, while those with business income have limited switching rights (Form 10-IEA).
Section 139(4), 139(5), 139(8A)Belated return, revised return and updated return provisions; time limits and extra tax on updated returns are as set in the Act.
Section 234A, 234B, 234CInterest for late filing, advance tax shortfall and deferred advance-tax instalments.
Section 234FLate-filing fee for returns filed after the due date; amount depends on total income, as per the Act.
Section 143(1)Automated processing of the return that results in an intimation, refund or demand.

Important due dates

Statutory dates can be extended by notification - check the official portal before relying on them.

ActivityDue date
ITR for individuals, HUFs and other non-audit cases (AY 2026-27)Statutory date is 31 July; CBDT revised several AY 2026-27 dates, so confirm the current date on incometax.gov.in
ITR for assessees requiring auditStatutory date 31 October (subject to any CBDT extension)
Belated return under section 139(4)By 31 December of the assessment year
Revised return under section 139(5)As notified for the year; check the portal for the current date

Transparent pricing

Plans from our Individual Tax Pricing list. Government charges and GST are shown separately.

Salary & Pension

Starting from
₹999one-time

18% GST extra on professional fees

  • ITR-1 / ITR-2 for salary, pension and one house property
  • Form 16, AIS and Form 26AS cross-check
  • Old vs new regime comparison
  • Interest and deduction entry (80C, 80D etc.)

+ 2 more in this plan

1–2 working days after documents

As per official schedule, paid at actuals (not included in professional fee)

Business & Professional

Starting from
₹3,499one-time

18% GST extra on professional fees

  • ITR-3 / ITR-4 (presumptive or regular books)
  • Profit and loss and balance sheet summary
  • Section 44AD / 44ADA eligibility review
  • GST turnover vs income reconciliation

+ 2 more in this plan

3–5 working days

As per official schedule, paid at actuals (not included in professional fee)

NRI & Foreign Assets

Starting from
₹4,999one-time

18% GST extra on professional fees

  • Residential-status determination
  • Foreign assets and income schedules (FA / FSI / TR)
  • DTAA relief and Form 67 guidance
  • Indian income from NRE/NRO, rent and capital gains

+ 2 more in this plan

5–7 working days

As per official schedule, paid at actuals (not included in professional fee)

Full pricing page

Package comparison

FeatureSalary & PensionCapital GainsBusiness & ProfessionalNRI & Foreign Assets
Salary / pension income
Capital gains workings
Business / professional income
Foreign assets schedule
Old vs new regime comparison
Loss carry-forward review
Support call after filing1 call2 calls

Government fees & professional fees

We never mark up government payments.

Professional fee

Starts at ₹999 per return (salaried, ITR-1 type). Return with capital gains, business income, foreign assets or multiple properties is quoted on scope, before 18% GST.

Government charges

No government fee for filing. Late-filing fee under section 234F and interest under sections 234A/B/C apply only if due dates are missed, as per the Income Tax Act.

Other costs

Tax payable, if any, is paid directly by you to the government. DSC token cost, if you need one, is extra.

Tax laws and due dates change. Please verify on incometax.gov.in; this page is general information and not personalised advice.

Deliverables

What you receive from us.

  • Filed ITR with acknowledgement and ITR-V
  • Tax computation sheet (old vs new regime)
  • AIS / 26AS reconciliation note
  • Refund tracking and e-verification support
  • Document retention checklist

Turnaround time

1–2 working days after complete documents; returns with capital gains or business accounts typically 3–5 working daysTimelines assume complete, correct documents and, where applicable, timely action by the government portal or authority.

Why choose SK Wealth Tax Advisor?

  • Experienced Professional SupportEvery file is handled by a person who knows the rules, not a call centre script.
  • Transparent & Affordable PricingProfessional fees, government charges and GST are shown separately.
  • Timely Filing & ComplianceWe track due dates for you and remind you before they arrive.
  • Complete Business SolutionsRegistration, accounting, tax, ROC and licences under one roof.
  • Digital & Paperless ServicesShare documents securely online. No office visit needed.
  • Personalized Tax PlanningAdvice based on your income, goals and the regime that suits you.

Income Tax Return Filing - FAQs

If you sold listed shares or mutual funds with capital gains beyond what ITR-1 permits, or have more than one house property, you will usually need ITR-2. Intraday or F&O trading is business income and moves you to ITR-3. We confirm the form from your actual statements rather than guessing.

It depends on how many deductions you actually use. The new regime has lower slab rates and a standard deduction but allows very few deductions; the old regime suits people with substantial home-loan interest, 80C, 80D and HRA claims. We compute both and show you the difference before filing.

An unverified return is treated as not filed. The law allows a limited period after filing to verify; beyond it, the return can be treated as invalid. E-verify at once through Aadhaar OTP, net banking or DSC.

Yes, a belated return can be filed under section 139(4) up to 31 December of the assessment year, with a late fee under section 234F and interest under section 234A on unpaid tax. Some losses cannot be carried forward in a belated return.

You can submit feedback on the AIS entry on the portal (for example, "information is incorrect") with a reason. We help raise this and, if needed, report the correct figure in the return so a mismatch notice is avoided.

Not always, but you should if TDS has been deducted and you want it refunded, if you have crossed one of the specified high-value transaction thresholds, or if you need proof of income for loans or visas.

Yes. If a mistake is found, a revised return can be filed within the permitted period; after that, an updated return under section 139(8A) may be possible with additional tax.

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