Financial planning is a one-time written exercise priced at a fixed fee. Other guidance on mutual funds, SIPs, wealth structuring and insurance is advisory in nature and depends on your goals, so those plans are quoted after a discovery call. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Insurance is a subject matter of solicitation. Past performance is not a guarantee of future returns. This page does not claim registration with any financial regulator; where a service requires registration or an authorised intermediary, we will tell you before proceeding.
Choose your plan
Fees are our professional fee only. Government charges and GST are listed separately below each plan.
Financial Planning
Fixed fee
₹2,999one-time
18% GST extra on professional fees
Goal mapping: retirement, education, home
Cash-flow and net-worth statement
Emergency-fund and insurance gap review
Asset-allocation framework (not product picks)
Written plan PDF
One 45-minute review call
As per official schedule, paid at actuals (not included in professional fee)
Three separate things. Only the first one is paid to us.
Professional fees
Our fee for the work, as shown on each plan card.
Financial Planning₹2,999 one-time
SIP & Mutual Fund GuidanceOn enquiry
Wealth StructuringOn enquiry
Insurance AdvisoryOn enquiry
Government charges
Financial and insurance products carry their own charges, such as expense ratios, entry/exit loads, brokerage or premium, set by the product provider. These are not our professional fee.
Expense ratio / exit load of mutual fund schemesAs disclosed in the scheme documents
Insurance premium and policy chargesAs per insurer and policy terms
Statutory taxes (GST on fees, capital gains tax)As per applicable law
Applicable GST
18% GST extra on professional fees
GST applies to the professional fee only.
Additional charges and optional add-ons
Things that can change the final fee, and extras you can add.
Additional charges
Item
Charge
Note
Re-plan after major life change
₹1,500
Marriage, relocation, job change
Additional family member plan
₹1,000
Per person
Meeting outside office hours
On enquiry
Subject to availability
Optional add-ons
Goal-specific plan (retirement / education)Detailed projection per goal
₹1,499
Portfolio reviewDepends on number of holdings
—
Tax-saving investment overviewEducational note
₹999
Annual plan refreshFor past planning clients
₹1,499
Documents required
Keep these ready to avoid delays.
PAN and KYC documents
Income and expense summary
Bank statements for 6 months
Existing investment and demat holdings
Loan and EMI details
Insurance policies and premium receipts
Goals and time horizon list
Family dependents details
Delivery timeline
Typical stages once your documents are complete.
Discovery call30–45 minutes
Data collection2–4 days
Analysis and drafting3–7 days
Review session45–60 minutes
Follow-up and periodic reviewAs agreed
Payment terms
Regulatory notice: this is educational and planning support. Investments carry market risk; we make no guarantee of returns. Any distribution or advice that requires registration will be carried out only through a properly authorised person, disclosed to you in advance.
Professional fee is payable in advance before work starts; any balance is due on delivery of the final acknowledgement or deliverable.
A GST invoice is issued for every payment. Government fees are charged at actuals against the official receipt.
We do not submit anything to a government portal until you have approved the final data in writing or by message.
Cancellations and refunds follow our Refund Policy (refund-policy.html).
Pricing FAQs
Do you recommend specific mutual funds?
Our planning work frames asset allocation and what to look for. Specific product recommendation or distribution is carried out only where properly authorised and always disclosed.
Can you promise returns?
No. Returns on market-linked products cannot be guaranteed.
How is advisory pricing decided?
By the scope of work, the size and complexity of your finances and the frequency of review. We give you a written quote.
Is financial planning different from tax planning?
Yes. Tax planning reduces tax within the law; financial planning aligns money with goals. They work best together.
Request a quotation
Share what you need and we will send a written quotation with professional fees, government charges and GST shown separately.
Fees shown are professional-fee starting points and may change after we review your documents; a written quotation confirms the final amount. Government charges are paid at actuals. GST at 18% is extra on professional fees. Government fees are paid at actuals. Source: https://www.skwealthtax.com/pricing/mutual-fund-services-pricing.html