Compute and report gains on shares, mutual funds, property and other assets, claim exemptions and plan tax before you sell.
Selling shares, a mutual fund or a flat triggers capital gains tax, and mistakes are common: wrong holding period, missing cost of acquisition, or an exemption claimed without meeting its conditions. We compute your gains from your statements and report them in the correct schedule of your return.
A capital gain is the profit on the transfer of a capital asset. It is short-term or long-term depending on the holding period, which differs by asset: for listed equity shares and equity-oriented mutual funds it is 12 months, while for most other assets, such as unlisted shares and land or building, the long-term threshold differs and is set in the Act. Rates also differ; the current-law rates on listed equity are 20% for short-term gains under section 111A and 12.5% for long-term gains under section 112A above an annual exemption of ₹1.25 lakh, as amended in 2024.
We reconcile broker contract notes, capital-gains statements and, for property, the sale and purchase deeds, with your AIS. We then apply indexation where it is still permitted, set off losses, and look at exemptions such as sections 54, 54EC and 54F. We prepare Schedule CG and, where necessary, Schedule 112A, and explain what tax is payable and whether advance tax or a self-assessment payment is needed.
You may need it if any of these describe you.
We determine short-term vs long-term and the right section for every asset class.
We trace the cost including grandfathering, bonus/split adjustments and improvement cost where relevant.
Capital losses are set off lawfully and carried forward if the return is filed on time.
Reinvestment options under sections 54, 54EC, 54F and 54B are evaluated against your facts.
We match your broker P&L with AIS to avoid a mismatch notice.
If you contact us before selling, we can show the tax impact and timing choices.
Sections 111A (short-term) and 112A (long-term) with the annual exemption limit for 112A.
Sale of residential, commercial or land; indexation option for pre-23 July 2024 acquisitions for resident individuals and HUFs where the Act allows.
Taxed at slab or other rates depending on the date of acquisition and instrument rules.
Gains on crypto and other VDAs taxed under section 115BBH without set-off for losses.
Perquisite on exercise, capital gains on sale, with foreign-asset reporting in Schedule FA.
Section 54 (house), 54F (any asset other than house), 54EC (specified bonds), 54B (agricultural land).
Keep these ready to avoid delays. Send scans or photos over WhatsApp - never share passwords or OTPs.
Plain-English notes. Always verify against the official notification.
| Section / rule / form | What it means |
|---|---|
| Sections 45, 48 and 2(42A), 2(42B) | Charge of capital gains, computation, and meaning of short-term and long-term assets (Income-tax Act 1961, applicable to FY 2025-26). |
| Section 111A and 112A | Concessional rates for short-term and long-term gains on listed equity and equity-oriented funds where securities transaction tax has been paid. Rates were revised in Budget 2024; confirm the current rate on the portal. |
| Section 112 | Long-term gains on other assets, with rate and indexation conditions as amended for transfers on or after 23 July 2024. |
| Sections 54, 54EC, 54F, 54B | Exemption on reinvestment; each has its own time limit, cap or lock-in condition and the Finance Act 2023 capped the exemption under 54 and 54F at ₹10 crore. |
| Section 194-IA | TDS on transfer of immovable property (other than agricultural land) above the specified consideration, deposited by the buyer through Form 26QB. |
| Income-tax Act 2025 | Applies from tax year 2026-27 with renumbered provisions; gains realised in FY 2025-26 are computed under the 1961 Act. |
Statutory dates can be extended by notification - check the official portal before relying on them.
| Activity | Due date |
|---|---|
| Advance tax on capital gains | In the instalment due after the sale (15 June, 15 September, 15 December or 15 March) |
| Reinvestment in 54EC bonds | Within 6 months of transfer of the asset |
| ITR reporting the gains | As per the due date for your return category |
Plans from our Individual Tax Pricing list. Government charges and GST are shown separately.
18% GST extra on professional fees
+ 2 more in this plan
18% GST extra on professional fees
+ 2 more in this plan
18% GST extra on professional fees
+ 2 more in this plan
18% GST extra on professional fees
+ 2 more in this plan
| Feature | Salary & Pension | Capital Gains | Business & Professional | NRI & Foreign Assets |
|---|---|---|---|---|
| Salary / pension income | ||||
| Capital gains workings | ||||
| Business / professional income | ||||
| Foreign assets schedule | ||||
| Old vs new regime comparison | ||||
| Loss carry-forward review | ||||
| Support call after filing | 1 call | 2 calls |
We never mark up government payments.
Starts at ₹1,999 one-time for equity/mutual-fund gains up to a standard transaction volume; property sales, ESOP, foreign shares and exemption planning are quoted on scope. 18% GST extra.
No government fee for computing or reporting gains. Tax on gains and any stamp duty or registration charges are paid as per applicable law.
Bond subscriptions under section 54EC, brokerage and valuer fees (if needed for a property) are outside our fee.
What you receive from us.
Listed equity shares held for 12 months or less produce short-term gains under section 111A, taxed at 20% under current law, provided STT was paid. Please check the rate on the portal, since it is amended by Finance Acts.
Long-term gains on listed equity and equity-oriented funds are exempt up to ₹1.25 lakh in a financial year under section 112A; gains beyond that are taxed at 12.5% under current law.
If it is a long-term gain, you can invest it in another residential house under section 54 within the specified window, or in 54EC bonds within 6 months, subject to limits. If you have not reinvested before the return is filed, funds can be parked in a Capital Gains Account Scheme.
No. Capital losses can be set off only against capital gains (long-term loss against long-term gains only) and carried forward for 8 years, if the return is filed by the due date.
Yes. Transfer of virtual digital assets is taxed at a flat rate under section 115BBH and no deduction is allowed except cost; losses cannot be set off. There is also TDS under section 194S on transfers.
For property acquired before 1 April 2001, you can use the fair market value as on that date as the cost of acquisition. A valuer report is advisable.
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