FY 2025-26 Income Tax Calculator
Tax for FY 2025-26 (AY 2026-27) with slabs, rebate and standard deduction.
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How it is calculated
Tax = slab-wise tax − rebate u/s 87A (new regime: nil tax up to ₹12,00,000 taxable income, with marginal relief just above; old regime: up to ₹12,500 for taxable income up to ₹5,00,000) + surcharge (income above ₹50 lakh, capped at 25% in the new regime) .
Total tax = (tax − rebate + surcharge) × 1.04 (4% health and education cess).
FY 2025-26 parameters: new-regime standard deduction ₹75,000, rebate up to ₹60,000 for taxable income up to ₹12,00,000; old-regime standard deduction ₹50,000, rebate up to ₹12,500 for taxable income up to ₹5,00,000.
Worked example
Gross salary ₹18,00,000, new regime, FY 2025-26: taxable = 18,00,000 − 75,000 = ₹17,25,000. Tax = 20,000 + 40,000 + 60,000 (12-16L @15%) + 25,000 (16-17.25L @20%) = ₹1,45,000. Cess 4% = ₹5,800. Total tax = ₹1,50,800.
About the FY 2025-26 Income Tax Calculator
Tax for FY 2025-26 (AY 2026-27) with slabs, rebate and standard deduction. This free tax tool runs entirely in your browser: nothing you type is sent to a server, and you can save, print or download the result.
What you need to enter
You will be asked for tax regime, age of taxpayer, annual gross salary / pension, other income (interest, rent, etc.), basic salary + da per year (optional), employer nps contribution 80ccd(2) and a few more details. Optional switches: parents are senior citizens (60+). Fields marked * are required. Every field shows a hint and the allowed range.
How to use it
- Fill in the inputs (sample values are pre-filled so you can see how it works).
- Press Calculate to see the result, breakdown and chart.
- Use Print, Download PDF or Share to keep the result, or come back to it from your saved history.
Who it helps
Salaried individuals, business owners, investors and professionals who want a quick, transparent estimate before they file, invest or plan. If your case has special facts, our team can review it - ask for a consultation.
Results are estimates based on the rules and rates described under "How it is calculated". Laws change and individual facts differ, so confirm with official sources or a qualified professional before acting. This is not tax, legal or investment advice.
Frequently asked questions
What are the new-regime slabs for FY 2025-26?
Up to ₹4,00,000 nil; ₹4-8 lakh 5%; ₹8-12 lakh 10%; ₹12-16 lakh 15%; ₹16-20 lakh 20%; ₹20-24 lakh 25%; above ₹24 lakh 30%. Add 4% cess, and surcharge for income above ₹50 lakh (new-regime surcharge is capped at 25%).
Which return does FY 2025-26 income go into?
Income of FY 2025-26 is reported in the return for AY 2026-27 under the Income-tax Act, 1961. The usual due date for non-audit individuals is 31 July of the assessment year unless extended; check the portal for the notified date.
Were the slabs changed in the Union Budget 2026?
No. Reports on Budget 2026-27 confirm that slab rates, the ₹75,000 standard deduction and the ₹12 lakh rebate limit continue unchanged. Always cross-check with the Finance Act and incometax.gov.in.
Need help beyond the calculator?
Talk to our tax and compliance team for advice based on your documents.