Net Worth Calculator
Assets minus liabilities to find your net worth.
Enter your details
How it is calculated
Debt-to-asset ratio = Total liabilities ÷ Total assets × 100.
Worked example
Assets: cash ₹3,00,000 + investments ₹15,00,000 + property ₹50,00,000 + vehicles ₹5,00,000 + gold ₹4,00,000 = ₹77,00,000. Liabilities: ₹25,00,000 + ₹2,00,000 + ₹30,000 = ₹27,30,000. Net worth = ₹49,70,000.
About the Net Worth Calculator
Assets minus liabilities to find your net worth. This free business tool runs entirely in your browser: nothing you type is sent to a server, and you can save, print or download the result.
What you need to enter
You will be asked for cash and bank balances, investments (mfs, shares, fds, ppf, epf, nps), real estate (current market value), vehicles, gold and jewellery, other assets and a few more details. Fields marked * are required. Every field shows a hint and the allowed range.
How to use it
- Fill in the inputs (sample values are pre-filled so you can see how it works).
- Press Calculate to see the result, breakdown and chart.
- Use Print, Download PDF or Share to keep the result, or come back to it from your saved history.
Who it helps
Salaried individuals, business owners, investors and professionals who want a quick, transparent estimate before they file, invest or plan. If your case has special facts, our team can review it - ask for a consultation.
Results are estimates based on the rules and rates described under "How it is calculated". Laws change and individual facts differ, so confirm with official sources or a qualified professional before acting. This is not tax, legal or investment advice.
Frequently asked questions
Should I include my house in net worth?
Yes, at its current market value, along with the outstanding home loan. If you want a view of investable wealth, also compare the liquid-assets line in the breakdown.
Are investment values guaranteed?
No. Market-linked investments such as shares and mutual funds fluctuate and are subject to market risk; use the latest value.
Need help beyond the calculator?
Talk to our tax and compliance team for advice based on your documents.