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Tax Calculators

Salary Tax Calculator

Tax on salary with standard deduction, HRA and 80C/80D in the old regime.

Enter your details

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Used for the HRA exemption in the old regime only.
Check the latest rules: some additional cities may be treated as metro from FY 2026-27.
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Counted under 80C in the old regime.
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PPF, ELSS, insurance premium, tuition fees. Combined 80C cap is ₹1,50,000.
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Estimate only. Results depend on the inputs and the rules and rates described below. Verify with the official source or a professional before filing or investing; this is not tax, legal or investment advice.

How it is calculated

Annual salary = 12 × (basic + HRA + allowances) + bonus. Taxable salary = salary − standard deduction − (old regime) HRA exemption − 80C − 80D − 80CCD(1B). Annual tax is computed on the slabs for the chosen regime, plus surcharge and 4% cess; monthly TDS = annual tax ÷ 12; take-home = (salary − tax − employee PF) ÷ 12.

Worked example

Basic ₹60,000, HRA ₹24,000, allowances ₹40,000 per month, bonus ₹1,00,000: gross = 12 × 1,24,000 + 1,00,000 = ₹15,88,000. New regime FY 2026-27: taxable ₹15,13,000; tax = 20,000 + 40,000 + 15% × 3,13,000 = ₹1,06,950; cess ₹4,278; total ≈ ₹1,11,230 (₹9,270 per month).

About the Salary Tax Calculator

Tax on salary with standard deduction, HRA and 80C/80D in the old regime. This free tax tool runs entirely in your browser: nothing you type is sent to a server, and you can save, print or download the result.

What you need to enter

You will be asked for financial year, tax regime, age of employee, monthly basic salary + da, monthly hra received, monthly special / other taxable allowances and a few more details. Fields marked * are required. Every field shows a hint and the allowed range.

How to use it

  1. Fill in the inputs (sample values are pre-filled so you can see how it works).
  2. Press Calculate to see the result, breakdown and chart.
  3. Use Print, Download PDF or Share to keep the result, or come back to it from your saved history.

Who it helps

Salaried individuals, business owners, investors and professionals who want a quick, transparent estimate before they file, invest or plan. If your case has special facts, our team can review it - ask for a consultation.

Results are estimates based on the rules and rates described under "How it is calculated". Laws change and individual facts differ, so confirm with official sources or a qualified professional before acting. This is not tax, legal or investment advice.

Frequently asked questions

How is TDS on salary calculated by employers?

Under section 192 the employer estimates your total income for the year, subtracts the deductions you declared, computes tax at the slab rates of your chosen regime and deducts it in monthly instalments. Declaring the regime and proofs early avoids surprises in the last quarter.

Is employee PF counted for tax saving?

In the old regime, your own EPF contribution counts toward the ₹1,50,000 limit under section 80C. In the new regime it brings no deduction.

Why does my payslip TDS differ from this estimate?

Employers project bonuses, perquisites, previous-employer income and declared investments differently. This tool gives a close estimate; the final liability is settled when you file your return.

Need help beyond the calculator?

Talk to our tax and compliance team for advice based on your documents.