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Mutual Fund & Finance

SIP basics: what a systematic investment plan can and cannot do

SIPs bring discipline, but they do not remove market risk. Know what to expect.

Mutual Fund & Finance Published 22 Oct 2026 Updated 22 Oct 2026 SK Wealth Editorial Team

Important highlights

  • A SIP invests a fixed amount at regular intervals.
  • It spreads your entry across market levels.
  • It does not guarantee returns or protect from losses.

How it works

Each instalment buys units at that day's NAV. When prices are low you get more units and when they are high you get fewer.

Before you start

Match the scheme to your goal and horizon, read the scheme documents and keep an emergency fund aside. Mutual fund investments are subject to market risks.

Official notification / source: AMFI India

SK Wealth Editorial TeamEditorial note: explainers are prepared from official sources for general information.
Editorial summary for awareness. Check the official source before acting.

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