LTCG Calculator
Long-term capital gains tax on listed equity and equity mutual funds.
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How it is calculated
Tax = (total LTCG − ₹1,25,000) × 12.5%, plus surcharge (max 15%) and 4% cess. Holding period must exceed 12 months.
Worked example
Shares bought for ₹2,50,000 and sold after 24 months for ₹5,00,000: LTCG ₹2,50,000. Less exemption ₹1,25,000 = ₹1,25,000 taxable. Tax = 12.5% × 1,25,000 = ₹15,625; cess ₹625; total ₹16,250.
About the LTCG Calculator
Long-term capital gains tax on listed equity and equity mutual funds. This free tax tool runs entirely in your browser: nothing you type is sent to a server, and you can save, print or download the result.
What you need to enter
You will be asked for total sale value, total purchase cost, fmv on 31 jan 2018 (if bought before 1 feb 2018), brokerage and other transfer expenses, holding period (months), other 112a gains in the same year and a few more details. Fields marked * are required. Every field shows a hint and the allowed range.
How to use it
- Fill in the inputs (sample values are pre-filled so you can see how it works).
- Press Calculate to see the result, breakdown and chart.
- Use Print, Download PDF or Share to keep the result, or come back to it from your saved history.
Who it helps
Salaried individuals, business owners, investors and professionals who want a quick, transparent estimate before they file, invest or plan. If your case has special facts, our team can review it - ask for a consultation.
Results are estimates based on the rules and rates described under "How it is calculated". Laws change and individual facts differ, so confirm with official sources or a qualified professional before acting. This is not tax, legal or investment advice.
Frequently asked questions
Is the ₹1.25 lakh exemption per sale or per year?
Per financial year, across all your 112A gains from listed shares and equity mutual funds. It is not carried forward if unused.
What is grandfathering?
For equity bought before 1 February 2018, the cost is taken as the higher of the actual cost and the lower of the 31 Jan 2018 fair market value and the sale price. This protects gains accrued up to that date.
Is STT deductible?
No. Securities Transaction Tax is not allowed as an expense when computing capital gains.
How is a long-term loss treated?
It can be set off only against long-term gains and carried forward for eight assessment years, provided the return is filed within the due date.
Need help beyond the calculator?
Talk to our tax and compliance team for advice based on your documents.